Gerrish Smith Tuck, Attorneys and Consultants, consisting of MBAs, attorneys, and former regulators, examiners and bankers, help community banks with their consulting, investment banking and legal needs in the following areas: strategic planning; mergers and acquisitions; structuring and formation of bank holding companies; capital planning; new bank formations; employee stock ownership plans, leveraged ESOPs and incentive compensation packages; loan workouts; directors retreats; loan quality and compliance reviews; dealing with the regulators, particularly involving compliance, asset quality and enforcement matters; bankruptcy and securities transactions; public and private securities offerings. Firm ranked as high as third in nation in recent years by number of transactions in SNL Securities Bank Mergers & Acquisition Scorecard.