Our financial institutions group attorneys focus on regulatory and corporate matters, operations and technology, risk management, payments, privacy and data modernization issues for banks. We have decades of expertise representing clients in the banking industry and the financial services sector which ahs given us a solid foundation for representing these clients in a range of transactions, including substantial regulatory representation at state and federal levels. We represent clients in public and private offerings of debt and equity securities, including initial public offerings, senior unsecured and subordinated debt, preferred stock and other hybrid securities, capital planning issues. We counsel on the full range of corporate transactions, ownership succession, and estate planning issues, advice on officer and director compensation packages and retirement planning and negotiate and restructure stock loan programs. Additionally, we negotiate and defend regulatory administrative actions, and respond to penalty referrals and advice on all aspects of banking statutes and regulations. We also represent clients engaging in nontraditional activities and acquisitions involving insurance, securities brokerage, and investment advisory services.